Homeownership Solutions
Low deposit homes
Home ownership is a cornerstone of the Australian dream — but for many it's becoming increasingly out of reach. That's where we come in.
We have one primary goal - to get every Australian into the property market.
With the help of our team, home buyers are getting started and escaping the rent trap sooner, with as little as $10,000 in savings.
We stack up to $60,000 in deposit support including government grants and schemes, builder grants AND another $15,000 on us! All to make it easier to own your own home!
...On a mission to create
1,000 new homeowners!
We're driven by the sense of purpose to assist as many aspiring homebuyers as possible - you could say it's in our DNA.
We know getting together a home deposit is a huge barrier to homeownership in Australia - it’s near impossible to save a deposit of 10-20% with rents and home prices constantly on the rise.
We hear every day about how genuine home buyers are being turned away because they don’t have $60,000 to $120,000 in their back pocket.
The truth is - you don't need a truckload of savings to buy a home!
We have a tailored low deposit strategy that helps our homebuyers reduce their time-to-ownership by years. And we’ve got the reviews to prove it!
No catches, no gimmicks, no BS – just straight talking and a proven solution that works.
Ready for a $15,000 boost?
We can provide some of the lowest deposit options on the market because we provide our clients a huge $15,000 Deposit Boost (no strings attached) in addition to government support. This can help cover your deposit, stamp duty, legal fees, or even payout other debts; all so you can buy a home with less savings!
Locations
While we don't have a set list of suburbs as every situation is unique , majority of our clients purchase in, or around, the below areas:
Throughout suburban Melbourne & Regional Victoria: including Geelong, Ballarat, Bendigo, Shepparton, Colac and Gippsland, in a wide range of estates to suit all budgets and deposits.
How does it work?
We know, it sounds too good to be true, right? But actually, it’s really quite simple.
Imagine you’re buying a home for $650,000. Typically, you’d need around $60,000 to cover a 5% deposit, lenders' mortgage insurance, stamp duty and legal fees.
How do we reduce this? Our brokers will explore every option to minimise your costs. This includes connecting eligible buyers with lenders offering programs like the Government’s Home Guarantee Scheme, eliminating the need for lenders' mortgage insurance.
We will assist you in using the First Home Owners Grant towards your deposit. Then you add in our Deposit Boost which can cover the balance of your deposit, stamp duty, and legal fees.
How much deposit do I need?
There isn't one universal figure required as it depends on the situation, but it ultimately comes down to three things:
1. The price of your desired property, which will vary by location, type and size.
2. What government grants, schemes or LMI waiversyou’re eligible for or if you have access to a family guarantor, as this ultimately determines how much money you will need.
3. Your own individual situation, such as your rental history, work history and credit history.
What's the catch?
There is no catch – but you do need to be able to afford a mortgage and buy or build a new home through our recommended builder partners. This allows us to provide you a free service as well as our Deposit Boost. You don’t have to pay this back though and you get our expert guidance every step of the way. So win-win!
Our in-house mortgage brokers will assist you to sort out the finance for your property through trusted, well-known lenders with competitive interest rates. They're also legally bound to act in your best interests so you know you'll be recommended the most appropriate options.
Our team are experts in identifying and understanding all potential government grants, programs and lending schemes (there's a heap of them) that apply to your unique circumstances.
Dream big, but start smart
Starting smart is laying down a strong foundation for your future! Don't try to time the market looking for that 'perfect moment', instead be proactive now and dream big later on.
It's about finding the balance between your aspirations and what's feasible, especially when it comes to big ticket items like buying your first home or investing in property.
Ready to take the first step? Let's start researching your options and make a plan today. Your future is waiting—let's make it happen! 🚀🏡✨
Getting pre-approved is quick and easy and it won't affect your credit score.
*Corelogic Property Pulse published 6th May 2024 using a rounded figure.