Homeownership Solutions
Locations
Location, location, location – this is a key factor for our home buyers.
Arming ourselves with a vast network of trusted builders and developers allows us to offer low deposit, turn-key homes in the following locations:
Melbourne, Geelong, Ballarat, Bendigo, Shepparton, Colac and Gippsland, in a wide range of estates to suit all budgets and deposits.
If there is suitable land available and it’s within your budget, we can build almost anywhere.
Finding your home
Once we’ve determined your borrowing capacity and available deposit, we can explore new home options within your budget. While we endeavour to get a client into their desired location, one thing we can’t control is someone’s borrowing capacity, house prices and land availability.
With this in mind, we recommend you to have an open mind and be willing to consider alternative options that still provide you with an opportunity to enter the property market.
Grants and property price caps
It’s important to keep in mind, that to take advantage of the government support on offer, there are rules, eligibility requirements and property price caps to be aware of. For example, to qualify for the First Home Owner Grant, the property must be new and under the value of $750,000.Â
Additionally, the Home Guarantee Scheme price caps vary by state and location with it being $800,000 in most suburbs of Melbourne but $650,000 in less populus areas. This may restrict your choices to certain locations if you want to take advantage of government initiatives.
Don’t worry though, we will help you navigate this!
New homes only, what about existing?
We’re here to help as many aspiring home buyers as possible get their own slice of Australia.
In our first appointment with you we will run through the different ways you may be able to move forward as we want you to be well educated and informed when making such a big financial decision. But we are only able to provide our Deposit Boost on new homes provided through our trusted partner builders.
Additionally, the First Home Owner Grant is only available on a newly built home; it is not available for established homes. So going down that path you will likely require a higher deposit.
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In a few simple clicks you could be on your way to homeownership!
Disclaimer: Available locations are subject to land and stock availability. Locations may be dependent on the buyer’s individual circumstances which is affected by things like their budget and available deposit. House prices will vary by location, size and the product type.